Resources
Straight answers on commercial lending.
What banks actually ask for, how the programs differ, and how deals get packaged. Written from files we underwrite, not from theory.
Checklist7 min read
The Complete Document Checklist for a Commercial Construction Loan
Every document a bank will ask for on a ground-up commercial construction loan, why each one matters, and the mistakes that slow files down.
Read the guide →Programs6 min read
SBA 7(a) vs 504 for Gas Stations and Convenience Stores
How the two main SBA programs differ for fuel and convenience projects, what each one costs, and how lenders think about single-purpose buildings.
Read the guide →Underwriting6 min read
The Two-Entity Proforma: Why Your Bank Wants the Operating Company to Pay Rent
Why lenders reject single-entity projections for owner-occupied deals, how the operating company and real estate entity fit together, and how market rent gets set.
Read the guide →